Turnkey Health Care Management.


One of the true strengths of Underwriters Safety & Claims is our ability to offer a complete suite of insurance solutions to our customers through subsidiaries like Bluegrass Health Network (BHN). BHN is a health care management company designed to reduce workers' compensation, group health, and disability costs while ensuring the quality of health care delivered.

We offer flexibility and affordable services for self-insured employers and insurance carriers. BHN's services are available as one of a package of workers' compensation and group health claims administration services and can be unbundled and designed for individual programs.:

  • Utilization Management – BHN's URAC Accredited Utilization Management
  • Pharmacy Benefit Management – BHN has successfully integrated Rx Review by trained RNs with Pharmacy Benefit Management companies across the country. Our unique approach utilizes methods such as tightening formularies, mandating RN review of all non-formulary medications and identification of non-work related and/or inappropriate medications, which provides BHN clients with nationwide pharmacy vs medical spend, well below the national average.
  • Bill Review
  • Case Management – Telephonic and Field Case Management is an effective tool for medical management and reducing the costs of workers compensation and group health claims
  • Vocational Rehabilitation and Return to Work Coordination – Through case management, claims adjusters have found that medical management, vocational rehabilitation, and early return-to-work processes are not only possible, but cost effective as well.
  • Medical Review Services – Provided by experienced RNs, Case Managers, Vocational Case Managers, and our panel of over 100 Physician Reviewers.

BHN provides additional services, including Life Care Planning and Medicare Set-Aside Allocation Reporting, to assist the claims adjuster in handling all aspects of medical management of workers compensation claims.

We believe in being proactive, offering medical records review, and assisting employers to design work sites that accommodate injured employees. Our case management services consistently help injured workers in returning to fruitful and satisfying careers.

Reducing the money spent on workers' compensation claims and helping injured employees return to their pre-injury lifestyle are the components of successful case management. Nobody does a better job of achieving these components than BHN.

What Customers Say

  • My experience with The Underwriters Group has been nothing short of phenomenal! They are truly an indispensable partner in our success.

  • The team at Underwriters help us facilitate all our commercial insurance, employee benefits  and our group health seamlessly. Having them on board makes it easy!

  • Knowing I have the proper coverage in place with The Underwriters Group gives me peace of mind. They have been there for me as my business has grown and evolved.